Our Strategic Buyer Solution Programs
Purchasing a home is a transaction unlike any other, that’s why we offer exclusive buyer programs to our clients. Not only will our preferred lenders work diligently towards pre-approval, we can empower our buyers with cash backed offers geared to win. We recognize that no two buyers are the same. Homebuyer needs, timelines, and circumstances vary. Maybe you are close to obtaining a pre-approval but aren’t quite ready or qualified? Do you need to rent for now, but want to purchase a home in a couple of years? Or need to be in a home in as little as 3 weeks? Our diverse home buyer solution programs can help.
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The Buying Process
Purchasing a home is a lot to wrap your head around — especially as a first-time home buyer. If you know what to expect, it doesn’t have to be stressful or confusing. From finding the right neighborhood to choosing a mortgage and closing the loan, we are here to help you navigate the entire home buying process.
When calculating how much house you can afford, you will want to take into account a few primary items, such as your household income, monthly debts and cash reserves for a down payment. Once you know how much you an afford, you need to get pre-approved.A pre-approval will put you ahead of the home buying competition. Once we know what you qualify for, we can start actively looking for homes that fit your financial criteria. Ready to apply? Click the OBTAIN FINANCING button above to get started.
Once we determine your budget, we will tailor your search accordingly and can start actively looking for homes that fit your criteria. Distinguishing between what you want and need out of your home., bedroom size and numbers, square footage, the list goes on..We will help you stay organized and decide on the most important qualities of the house
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When you find a house you want to buy, it’s time to put in an offer! It is essential you have someone knowledgeable to advocate for you during this time. Your real estate agent will run a comparative market analysis to determine a fair offer price and negotiate on your behalf. Beyond determining a price to offer, your real estate agent will determine necessary contingencies in your offer to protect your best interests.
Your agent will also set an ideal closing date that ideally works for best for all,
While you may think you’ve reached the finish line when your offer is accepted, there a few critical steps that remain. From here, a home inspection and appraisal will need to be arranged. A home inspector will identify areas where major repairs are needed as well as any work that needs to be completed in the future. If significant, you can request such repairs be complete before closing. An appraisal will also be required by your lender before they agree to release any funds.
Congratulations! You’ve made it to the final step of the process. At least 3 days before closing, you should receive your Closing Disclosure from your lender which will outline the terms, final closing costs and any outstanding charges/fees included in your loan.
During closing, the property will officially pass from the seller to you! ​
Home Affordability Calculator
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